Sue Botelho, Sales Manager

Sue Botelho is the Sales Manager and a Senior Mortgage Consultant for the Ft. Walton Beach and Niceville offices of Waterstone Mortgage Corp., a wholly-owned subsidiary of WaterStone Bank SSB.  She is a nationally-recognized mortgage planning and program guideline expert.  Sue has been interviewed several times by the Wall Street Journal and Good Morning America and was a featured speaker at Mortgage Revolution, a national conference for mortgage industry leaders.

Sue grew up in the Washington, DC metro area and attended the University of Alabama. She moved to Ft. Walton Beach in 1983 and worked for a builder-developer for 15 years before entering the mortgage industry in 1998.  Sue was an award-winning Loan Processor and Underwriter, which gives her a unique advantage over her competitors.   She can review a new client’s application and documentation at the beginning of the mortgage process and immediately determine if they could get approved for a loan or what steps need to be taken to become approved.

Sue has built a 100% referral-based business, relying on her past clients and realtor referral partners, as well as financial advisors, accountants, attorneys and title companies who recommend her to buyers because of past positive experiences with her and her team.  Sue works hard to get her clients the mortgage that best fits their long-term financial goals.

Sue is the Sponsorship Chairperson of the Women’s Council of Realtors, a member of the Emerald Coast Board of Realtors Professional Development and Realtor Outreach committees, and is very involved in the annual Toys for Tots drive.

Sue lives in the Ft. Walton Beach area and has two adult children, Ashley and JJ, and one granddaughter, Joplin.  She is an avid Florida State and Washington Redskins fan. When not helping clients buy real estate, Sue enjoys the beach, camping, football and the beautiful weather of the Emerald Coast.