Sue Botelho, Sales Manager

Sue Botelho is the Sales Manager and a Senior Mortgage Consultant for the Ft. Walton Beach and Niceville offices of Waterstone Mortgage Corp., a wholly-owned subsidiary of WaterStone Bank SSB.  She is a nationally recognized mortgage planning and program guideline expert.  Sue has been interviewed several times by the Wall Street Journal and Good Morning America and was a featured speaker at Mortgage Revolution, a national conference for mortgage industry leaders.

Sue grew up in the Washington, DC metro area and attended the University of Alabama. She moved to Ft. Walton Beach in 1983 and worked for a builder-developer for 15 years before entering the mortgage industry in 1998.  Sue was an award-winning Loan Processor and Underwriter, which give her a unique advantage over her competitors.   She can review a new client’s application and documentation at the beginning of the mortgage process and immediately determine if they can be approved for the loan that they applied for or determine what steps need to be taken to get them qualified.  Sue is an "outside of the box" thinker, which has been a huge bonus to helping many of her clients get approved and into their homes.  Sue has had many clients that were denied at other lender and worked with them to get them approved and closed with Waterstone Mortgage in a very short timeframe.

Sue has built a 100% referral-based business, relying on her past clients and realtor referral partners, as well as financial advisors, accountants, attorneys and title companies who recommend her to buyers because of past positive experiences with her and her team.  Sue and her team workhard to get theirclients the mortgage that best fits their long-term financial goals.

Sue is the Sponsorship Chairperson of the Emerald Coast Chapter ofWomen’s Council of Realtors, a sponsor of the Emerald Coast Association of Realtors Leadership Development Program,a member of the Emerald Coast Board of Realtors Professional Development and Realtor Outreach committees, and is very involved in the annual Toys for Tots drive.  She is a member of several local Chambers of Commerce and is also involved in Business Network International.

Sue lives in Ft. Walton Beachand has two adult children, Ashley and JJ, and one granddaughter, Joplin.  She is an avid Florida State and Washington Redskins fan. When not helping clients buy real estate, Sue enjoys the beach, camping, football and the beautiful weather of the Emerald Coast.